2025 Hurricane Season Update: What Restoration Contractors Need to Know Now

An important update from the Insurance Information Institute (Triple-I) and Colorado State University (CSU) highlights increased storm activity forecasted for the 2025 Atlantic hurricane season, with a particular spike expected in the next two weeks.

As professionals on the frontlines of disaster response, many of you are already preparing for CAT season, overseeing contractor operations, and managing critical communications. We’re sharing this alert to help you stay ahead of what could be a very active period and to highlight how RIA is supporting our members during times like this.

What This Means for RIA Members

1. Prepare for CAT Deployment:
Restoration contractors in coastal and adjacent regions should finalize deployment plans now, ensuring crews, equipment, and supply chains are ready.

2. Use This as a Strategic Touchpoint:
The weeks ahead are an ideal time to reconnect with adjusters, property managers, and past clients. The RIA also recommends reviewing your emergency protocols, safety documentation, and project intake processes.

3. Lead With Credibility and Education:
RIA continues to advocate for the restoration industry as a trusted voice during CAT season. Proactive education, clear communication, and readiness demonstrate our profession’s value to policyholders, insurers, and communities.

Key Forecast Details from CSU and Triple-I:

• 16 named storms
   
• 8 hurricanes
   
• 3 major hurricanes (Cat 3–5)
   
• 115% of average hurricane activity (based on the 1991–2020 baseline)
   
• 48% chance of a major hurricane making U.S. landfall
   
• Significant ocean warming and low-pressure conditions are expected to drive increased hurricane formation through mid-August and beyond.
   

What’s Next

CSU will issue its next two-week outlook on August 20th, with updates continuing through peak hurricane season (through October). The RIA will monitor key developments and share any relevant industry or policy updates.

RIA Member Resources

The RIA offers educational content and resources to position your company for success during CAT season. Be sure to check out the following resources to help you prepare:

• Navigating the Storm: Most Challenging Aspects of CAT Work

• Important Tips For Restorers Responding to Hurricanes

• Lowes’ CAT Response Parking Access Program for RIA Members

 Resources for Further Review:

• Triple-I Hurricane Facts and Statistics
• CSU TC-RAMS Forecast Page 
• National Hurricane Center
• Triple-I Hurricane Insurance Guide
• Invest 96L Tracker

Thank you for being part of RIA. Let’s continue to raise the bar for professionalism, preparedness, and advocacy in this critical season.