Remediation Contractors Insist AOB Deals Getting Bum Image
The Restoration Association of Florida has expressed concerns about warnings that homeowners should not sign any contracts containing assignment of benefits (AOB) language. Association spokesperson Amanda Prater said, "The AOB language is perfectly legal and is an extremely common insurance practice. Many homeowners we are meeting with understandably do not have the money to pay out of pocket for emergency services such as water dry-out, mold, tree service, roof repairs, etc. The AOB language is there to allow covered repairs to be made to one's property immediately — and the contractors will bill the homeowners insurance company directly." She acknowledges that certain groups may be trying to take advantage of homeowners, and she says homeowners should "read all contracts carefully to ensure they are only agreeing to an AOB for a limited scope of services that are being provided by that specific contractor." Prater adds that "every one of our members are professionally licensed and only use contracts with this limited scope language."